Use IDFC First Credit Card and Earn Reward Points

Almost every credit card issued in India has the offer to earn reward points on various transactions. Similarly, IDFC First Bank Credit Card comes with the same offer. You can earn thousands of reward points through this credit card. Many people don’t know the actual worth of reward points but they bring you a lot of savings. Reward points are redeemable against various products from different brands. You can even use reward points to make the payment of your credit card bills. If you Apply for IDFC First Credit Card, you can earn thousands of reward points. On the other hand, these cards are lifetime free credit cards and you don’t have to pay any annual or renewal fee. Let’s move on to the reward point features of this credit card.

Earn Reward Points through IDFC First Credit Card

You must explore how many reward points you can earn using the IDFC Credit Card and these reward points offers are available on all the variants of IDFC Cards.

10X Reward Point Offer

You can multiply your reward points 10 times by making the transactions on your birthday. All the spending you make on your birthday will earn you 10X reward points. On the other hand, if you make any transaction of INR 20000 or above then also you can earn 10X reward points. This offer is permanent and you can earn a lot of redeemable rewards points through these transactions.

6X Reward Point Offer

There is another exciting chance to grab some reward points using IDFC Credit Card is through Online transactions. If you make any online transaction from the IDFC credit card then you can earn 6X reward points from it. The online transaction can be online grocery shopping, fashionable clothes, or any other. This offer is available on all variants of the IDFC credit card.

3X Reward Point Offer

You can multiply your reward points 3 times by making offline transactions from your credit card. The minimum transaction needed to earn a reward point is INR 100 and all the points you earn will be per INR 100. The value of 1 reward point is 25 paisa and 4 reward points make 1 rupee. All the reward points are redeemable on the official reward point redemption website of the IDFC Bank.

No Maximum Limit

There is no maximum limit for earning reward points from the IDFC Credit Card. The more you spend, the more points you earn. So, there is no capping for earning reward points from the IDFC Credit Card. You can earn thousands of points through it.

IDFC Credit Card Limit

The credit limit of the IDFC Credit Card is decided by the IDFC Bank depending on the income of the applicant and Credit Score. If you have a high credit score and a stable income then you will get a high credit limit on the IDFC Card. So make sure you have a credit score of 750 or above to get easy approval for the card.

IDFC Credit Card Fee

IDFC cards are lifetime free and you will not have to pay any annual or joining fee. All you need is to fulfill the eligibility criteria and you will easily get the IDFC Credit Card. It is one of the best lifetime free credit cards in India having unique reward points and cashback offers.


So, you have seen how you can use the IDFC Credit Card and earn reward points through it. But before you apply for the card, make sure you fulfill the eligibility criteria. On the other hand, these cards are lifetime free so you don’t have to worry about the joining and renewal fees. There are many other offers available on the IDFC Cards that you can explore through the official website.

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